EMR Base Subcontractor Insurance Requirements

  • Commercial General Liability Insurance: $1,000,000 occurrence, $2,000,000 aggregate.
  • Worker’s Compensation as required by state law, if optional under state law, SUB must have coverage anyway, USLH required for work on water, Employers Liability: $1,000,000 occurrence.
  • Comprehensive Automobile Liability Insurance including Bodily Injury and Property Damage on all vehicles used in the performance of Agreement: $1,000,000 combined single limit.
  • Policies shall not include any exemptions for work within 50 feet of railroad property (as required by contract).
  • Policies shall waive SUB’s rights against EMR for recovery of damages covered by SUB’s insurance (no insurer subrogation).
  • Policies shall be primary with respect to any insurance carried by EMR.
  • EMR and EMR’s Client shall be listed as additional insureds.
  • Policies shall provide for severability of interests.
  • Policies shall include a cancellation clause providing at least 30 days’ written notice to EMR.


EMR Inc. Company Headquarters
4566 Hwy 20 E, Suite 204
Niceville, FL 32578
(850) 897-0210

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